Stocks and shares ISAs can be a good investment for many reasons, especially the tax-free income, capital gains and dividends. If time is on your side, investing is one of the best ways to help you achieve your long-term financial goals providing you can ride out any market fluctuations.

Many people are understandably anxious about investing because they think it’s too complex. But if you’re new to it, there are some easy ways to get started such as ready-made funds run by experts.